The “Marcharmo” is the annual minimum liability insurance you are required to pay for all vehicles, motorcycles, or ATVs in Costa Rica. You can pay the Marcharmo from November 1st to December 31st each year and the value is based on the make, model, and year of your vehicle. The Marcharmo is not cheap and for a 2008 SUV I will pay around $800 this year, ouch! Even an older car, motorcycle, or ATV...